My Write Off

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Steven Carvalho
October 2, 2026

2022 Dodge Durango GT

Steven Carvalho

Steven, with over 20 years in the industry, has expertise in claims, estimating, extrication, repair, and appraising. He founded "MyWriteOff" to help clients obtain fair insurance settlements for total loss vehicles.

Insurance Offer

$22,000

my write off settlement

$27,500

25% Increased Settlement

October 2, 2026

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2022 Dodge Durango GT

Insurance Offer $22,000 my write off settlement $27,500 25% Increased Settlement

October 2, 2026 No Comments

Hail-shattered truck windshield, the kind of glass damage that pushes a vehicle past a total loss decision

Industry News & Trends

Iowa Total Loss Threshold: What the 70% Rule Really Decides

The Iowa total loss threshold is 70% of a vehicle’s fair market value before it was damaged. That number decides one thing, and it is

October 2, 2026 No Comments

Shattered windshield and dust covered interior of a totaled car sitting in a salvage yard

Industry News & Trends

Is a Total Loss Payout Taxable? What the IRS Tests

Almost never. A total loss payout is taxable only when the settlement is more than your adjusted basis in the vehicle, which for an ordinary

October 1, 2026 No Comments

My Write Off

2022 Dodge Durango GT

Steven Carvalho

Insurance Offer

$22,000

my write off settlement

$27,500

25% Increased Settlement

October 2, 2026

Our Blog

Latest Articles

2022 Dodge Durango GT

Iowa Total Loss Threshold: What the 70% Rule Really Decides

Is a Total Loss Payout Taxable? What the IRS Tests

View More

My Write Off

ADVOCATING FAIRNESS