My Write Off

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Steven Carvalho
July 31, 2026

2024 Ram 2500 Big Horn

Steven Carvalho

Steven, with over 20 years in the industry, has expertise in claims, estimating, extrication, repair, and appraising. He founded "MyWriteOff" to help clients obtain fair insurance settlements for total loss vehicles.

Insurance Offer

$33,750

my write off settlement

$41,500

23% Increased Settlement

July 31, 2026

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A hailstone impact crater spreading cracks across a vehicle windshield

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Chicago’s July 27 Hail Storm: What to Do If Your Vehicle Was Totaled

On the afternoon of July 27, 2026, a line of intense supercell thunderstorms moved across the Chicago metro area. The National Weather Service logged hail

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Rows of used vehicles parked on a car dealership lot, the kind of dealer-advertised listings used as comparable vehicles in a total loss valuation report

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Total Loss Condition Adjustment: Where to Push Back

A total loss condition adjustment is a dollar deduction applied to the comparable vehicles used to value your car, and it is really two separate

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My Write Off

2024 Ram 2500 Big Horn

Steven Carvalho

Insurance Offer

$33,750

my write off settlement

$41,500

23% Increased Settlement

July 31, 2026

Our Blog

Latest Articles

2025 Nissan Sentra S

Chicago’s July 27 Hail Storm: What to Do If Your Vehicle Was Totaled

Total Loss Condition Adjustment: Where to Push Back

View More

My Write Off

ADVOCATING FAIRNESS