Keeping you informed
What is an Appraisal Clause?
The appraisal clause in insurance policies is a safeguard that allows you to challenge an insurer’s settlement offer. By partnering with us, you gain access to our vast expertise in valuation and negotiation. Our seasoned professionals decades of experience to ensure your vehicle value is fully recognized, guiding you through the process to secure a fair total loss valuation.
Decades of Professional Experience
Our team brings decades of experience to fight for your fair settlement, combining industry knowledge with dedicated advocacy to ensure a fair value.
99% Success Rate
Only pay 8% of the extra valuation we acquire for you.
Simple Pricing
8% Of Increase
understanding the process
How The Appraisal Clause Service Works
Gain insights into our appraisal clause service through these hypothetical scenarios. Our aim is to illustrate the significant impact of our expert negotiation and valuation on total loss valuations.
Scenario 1 - Amy
Amy reached out to My Write Off for a valuation for her Total Loss Honda Civic.
The value her insurance provider was offering her was $7,000. With our valuation, we valued the vehicle at $10,000.
She provided a copy of our valuation report to her insurance adjuster, and they came back with a revised value of $8,000.
Amy wasn't satisified with this increase and she invoked her appraisal clause to have us negotiate on her behalf; We negotiated an additional $1,500 increase in value.
Since we negotiated an additional $1,500 in value, our 8% service fee is based on only that amount.
The final costs for Amy is our 8% service fee for the appraisal clause at $120 and the cost of the valuation report.
Example 2 - Albert
Albert reached out to My Write Off for a valuation for his Total Loss Ford F-150.
The value his insurance provider was offering him was $13,000. With our valuation, we valued the vehicle at $17,000.
He provided a copy of our valuation report to his insurance adjuster, and they advised he'll need to invoke his appraisal clause.
We negotiated an additional $3,000 increase in value.
Since we negotiated an additional $3,000 in value, our 8% service fee is based on only that amount.
The final costs for Amy is our 8% service fee for the appraisal clause at $240 and the cost of the valuation report.
Keeping you informed
Frequently Asked Questions
Yes, in order to invoke your appraisal clause, you need a valuation to support the value for your vehicle.
We’re ready to assist right away, it’s a matter of how long it takes for your insurance provider to retain an appraiser, conduct a valuation, reach out to us and negotiate. This typically takes about a week, but it can vary between insurance providers.
In the event the two appraisers disagree on a value, then an umpire may be necessary to come to a conclusion for a fair value. This is rare, and prior to going this route would would discuss with you your options and give you our professional opinion.
You’ll want to confirm with your insurance provider, as this varies between jurisdictions and insurance providers, policies, etc.
Yes, you’ll want to confirm with your insurance provider what exactly is involved with an appraisal clause for your specific jurisdiction and policy.
